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When it's time for you look for local businesses to help you with your wedding, take a look at our advertisements below. Most will have links to their own websites. These advertisements are updated regularly so please revisit often and mention Your North East Wedding when making any enquiries.

Gisborough Hotel
Bamburgh Castle
Radisson Blu Hotel Durham
Gisborough Hotel

Saving for the big day

Saving for the big day: Image 1 Fidelity International has created a list of tips/advice for couples looking to save for their perfect wedding regardless of their budget.

While the adage something borrowed, something blue is highly romantic and traditional for weddings; it's likely to cause a bit of a shock if that's your only option due to poor financial planning. Saving for your wedding (even before you've got the ring on your finger) can help you get the wedding you want. Did you know the average wedding in the UK cost £30,355 last year? With supplier costs increasing by an average of 12% every year, even a low-key wedding can cost as much as £17,913*.

Whether you're at the planning stage of a wedding or want to set up a nest egg for yours or your child's future dream wedding, it's key that you work out exactly how much you need to save each month to meet the overall cost. For example, if you anticipate the wedding will come in under £5,000 you'll need to save roughly £400 a month. If you're expecting it to come in closer to £10,000 you'll need to double your monthly savings. If your dream wedding is more likely to come to £20,000 or more, you'll obviously need to increase your saving contributions substantially.

Saving for the big day: Image 2 That said, there are ways to make your money work its hardest. Fidelity International has put together three scenarios to help would-be brides map out their wedding finances for the future, provided they invest their money, and don't leave it all in cash savings:

  • 1st wedding savings boost: If you were to invest £5,000 in the FTSE All Share, and let it sit for 3 years you would be left with £6,244 that's an extra £1,244 in your savings pot! That compares to the £5,026 you would have saved if you'd left the same amount as cash for 3 years. With £1,244 extra in the wedding fund, you'd be able to pay off a chunk of that wedding bill stress-free!
  • 2nd wedding savings boost: If you were to invest £5,000 in the FTSE All Share and leave it there for 5 years you would be left with £6,723 that's almost £2,000 more than you started with! And that compares to just £5,045 you would have if you saved that same £5,000 in cash for 5 years. With your savings boosted by nearly £2,000, you could extend more invites to loved ones or even put a reserve on your dream honeymoon destination.
  • 3rd wedding savings boost: If you were to leave that same £5,000 invested in the FTSE All Share for 10 years, you'd see your wedding pot grow to a valuable £14,341. Compare that to the measly £5,084 you'd have if you'd left the money in cash instead. The £84 that would give you would barely be enough to invite one more guest to the wedding breakfast!

Saving for the big day: Image 3 With almost £10,000 extra in your savings pot you'd have the option to plan a round the world honeymoon trip. Or make a few upgrades to your Big Day. Just look at how some well-planned savings can give a significant boost to your wedding pot. You could use this to kick start a valuable savings pot for your child's dream wedding, honeymoon adventure or marital home. Remember, investing is a commitment, not dissimilar to marriage, to see a real jump in potential earnings, you need to commit for the long-term and not treat it as a short-term fling! Whatever your financial saving goals are, investing wisely will be rewarded with greater gains Then it's up to you whether you blow it all on an A List wedding or to give you a solid financial start to married life.

Emma-Lou Montgomery, associate director for Fidelity International commented: “Whether your wedding is just around the corner, or far off in the future; doing some early financial planning could give you the wedding of your dreams and, most importantly, ensure you don’t start married life in debt.
“If you’re the Bride, the Groom, Mother or Father of the Bride, then the same steps apply to ensure your money works hardest and you can have the dream Big Day - all within budget. You can save as little as £50 a month into an ISA and build up a nice little nest egg to meet the wedding costs. A monthly savings plan is a simple way to start investing today and help you build your ISA savings pot.”

For more help and advice visit fidelity.co.uk
 *According to Bridebook’s National Wedding Survey 2018

 
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Plan your big day with Your North East Wedding magazine!

Unlike a national magazine, Your North East Wedding is packed with area specific features, venues in your area, inspirational real weddings and regular features on bridal fashion, beauty, photography, cars, stationery, flowers, cakes, music, entertainment, catering, hair & beauty, etc.

So when you decide to look for local suppliers, wedding retailers and service providers, our magazines can really help you plan your wedding.

We also have regular exciting competitions and giveaways, expert question & answer pages and lots more. Quite simply, all the information you will ever need to get married in your area.

We have 19 wedding titles covering counties and regions throughout most of England and Wales.
Your North East Wedding is available to purchase as a high quality printed magazine or, if you prefer, as an eMagazine.
Titles covering other areas are available here